Think of it as having control of your finances. If you have the wrong attitude your budget will fail.īudgeting doesn’t have to be time-consuming. The first step is realizing that you need a budget. Every size income level should have a budget. It doesn’t matter how much money you make. I can’t stand the idea of not seeing exactly where I spend my money each month. I have a personal conviction to be a good steward of money (Prov. It’s important to make a budget so you see where your money is going every month. Mostly, because we needed to make sure we had enough money each month.īudgeting your money is useful when you are trying to save money or when you are trying to stay within the amount of money you bring in. I started budgeting a few months after I got married. If you create a budget you will be much closer to reaching your financial goals. I truly believe that everyone should know where their money is going.

What Does a Budget Do?Ī monthly budget is a plan of how you will spend your money. If so, you’re in the right place.ĭid you know over half of Americans do not have a budget? That’s a huge amount of people who aren’t tracking their money.

You may be wondering how to make a budget. All Bible quotations are from the New King James Version (NKJV) unless otherwise stated Bible Copyright Attribution. Please read my disclosure policy for more info. I may earn money from the companies mentioned in this post with no additional cost to you. This article may contain affiliate links.

How to set up you need a budget